Heartbreaking sale of assets
89 years old mother to sell a small cottage to pay nursing home fees
Bao Lin Tena British woman said: "When I was forced to sell property to pay the parents when the mother's care, really heartbreaking."
Turner's mother, Anne Kennedy, suffering from Alzheimer's disease for 4 years. 89-year-old mother, a former movie theater usher; Turner's father, Douglas, an old married couple who have a small cottage accommodation is also the work of a lifetime mortgage. In 1999 his father died, my mother lives alone in the square room, until 4 years ago, sick and began to require 24-hour care.
3 years ago, Turner parents bungalow sold for 140,000 pounds, the girls with £ 56,000 of which mother bought a fixed income annuity, so that the elderly of £ 7,500 per year income. Tory Burch
However, the nursing home fees far exceed this year's income of £ 7,500 up to £ 19,000 per year, even the mother's pension was barely enough to pay to catch all the cost of care that elderly people will not leave a child, no money to spend, spend, like clothing, etc. sales had to be borne by the two daughters.
Turner said: "In only a few thousand pounds, she will not get any government subsidies. Sell my mother's house and all the other things,'m really heartbreaking."
Too poor to feed the old Tory Burch Shoes Sale
Nursing homes can not afford the cost of catch-up reading of elite schools
Data show that some areas in the UK, the average cost of nursing homes has increased to the highest level in nearly 5 years, increased by more than 31 percentage points. Living in nursing homes a year, the average pay £ 26,000 for the elderly, the cost increased by 22 percentage points. British "Daily Mail" says that number will soon exceed the privileged educational institutions Eton College's annual tuition fees of £ 29,000.
According to the British charity elderly health care analysts Laing and Bu Weisong the latest information collected and compared the average UK pension costs of all regions.
Data show that nursing home UK 2010-2011 average charge £ 504 per week, about £ 26,201 a year; and 5 years ago, the cost of only £ 412 per week, £ 21,424 per year. In other words, the average cost rose by 5,000 pounds, or about 22 percentage points.
Living in a nursing home (primary care, such as Alzheimer's disease, etc.), need special care for the elderly to pay higher fees. In north London, the average cost of approximately £ 44,600 per year. According to older data collected charitable organizations, nursing homes rose from £ 585 per week £ 694 per week, £ 30,420 per year rose from £ 36,088 per year, up 19 percentage points. Tory Burch Sale
The existence of regional differences in different parts of the high and low cost
If you live in different parts of the UK, then the number of pension costs and gains are different, forcing old people have to face the "Code Lottery" (in the UK, from old-age education and livelihood to the problem of cost, quality of obtained such as the existence of regional differences, largely depending on your place of residence, "Code Lottery" roughly means the place of residence will affect people from) the problem, but only individual regions of the pension costs increase less than inflation rise potential.
Nursing home fees highest in northern cities, such as Hertfordshire and Essex. Where people pay £ 610 a week on average, more than five years ago, an increase of 29 percentage points. The lowest fees in the northwest, 435 pounds per week. Scotland, the largest increase, from £ 413 per week rose to 542 pounds from 360 pounds a week in Wales rose to £ 468 per week. Smallest increase in London, only up 5 percentage points.
Instead, the credit "unlucky" to be at their own expense pension
Charges due to various nursing homes continue to rise, more and more elderly people were forced to sell their UK property to pay the cost in nursing homes, thousands of people each year. Tory Burch OnlineBecause in the UK to apply for nursing care require the prior consent financial review, the relevant departments of the economic situation of elderly individuals to investigate, only less than 23,250 pounds of property (including real estate, etc.) are eligible for free care, that is, the cost of care paid by the Government section. This means that deposits and more old people have their own money.
If these elderly people's savings ran out, their houses will be forced to enter the auction market.
"Daily Mail" This year has revealed that every year at least 2,000 elderly people had to sell the house in exchange for care, there is no way any legacy for future generations.
May 29 evening, "more than five-year-old organization," the Director-General Ross Altman said: "We believe that long-term care policy is formulated by grants totally unacceptable. The money of the people saved their entire life, and ultimately end up penniless in the end, and never save the people have children without having to spend a child can get free care. " tory burch on sale
She added: "1 / 3 of women over the age of 65 and 1 / 5 of men, as we enter old age may have to live in nursing homes an average of 2 years."
Old-age assistance payment policy to 7 months to complete amendments to
"Daily Mail" initiated "activities to maintain the dignity of the elderly," reported that those hard-working life, paying taxes, but in the end forced to sell the house but also as a pension for the elderly, they miserable situation.
Today, the British Government promised to modify the long-term care assistance payment policy, the Committee will be completed in July this year, revised.
Care Services Minister Paul Robert Stowe said: "The social security system has become unsustainable development, and also proves that the Labor Party after 13 years under the current system can not take action to meet the needs of people."
In the UK, mainly to take "community care" of the pension model, the endowment into the community, by the enterprise to specialize in specific work-related. Although the company plays a major role in low-income local government pension is a "pay for people", the local government's social security departments have also personally involved in the work of some of the elderly home care and nursing homes owned and managed by a small amount. British government to encourage the elderly to age in their own homes as far as possible, in fact, most elderly people do choose retirement home. However, if the elderly in need of care and nursing the hope that rental apartments for the elderly, or to a home life, but they can not afford their own expenses, they will usually find the local government help, were assessed to determine eligibility to apply, and then the situation according to income and assets sure it is paid, or government funding. tory burch cheap
With the nursing home fees rise, the growing problem of aging and the Government to reduce fiscal deficits and tightening of public expenditure, the UK pension model community under threat.